We have exciting news to share with our valued clients and financial planning partners. As an independent insurance brokerage representing multiple carriers, we're pleased to announce that OneAmerica Financial, one of our trusted long-term care partners, has just launched an innovative collaboration...

Are you looking for straightforward answers about aging well? I'm excited to share a valuable resource I've not only been featured in but also contributed to: Oliver C. Brown's "Aging with Health, Happiness & Wisdom: Everything Seniors Need to Know But May Not Know... All in One Place."

Is a Continuing Care Retirement Community Right for You? Are you considering a Continuing Care Retirement Community (CCRC) for your future? You're making an important decision that will affect both your lifestyle and financial security in retirement. While CCRCs offer an appealing package of housing...

Don't Make This Common Retirement Planning Mistake You've done your research on Continuing Care Retirement Communities (CCRCs) and perhaps you're close to making a decision. But now you're wondering: "With a CCRC contract that includes care services, do I still need long-term care insurance?" It's...

Are you thinking about the future care needs of your loved ones? An important free educational session is coming up that could help answer your questions about long-term care insurance. The Council on Aging Center at UF Health NOCATEE is hosting an informative presentation on long-term care insuranc...

Financial planners often ask me about the intricacies of the Pension Protection Act (PPA). It’s a topic that’s close to my heart, and for good reason – it significantly reshaped the landscape of pensions, particularly in the realms of annuities and long-term care.

Choosing a long-term care policy is a critical decision, and understanding the difference between indemnity and reimbursement methods is key. These methods dictate how your benefits will be paid out, impacting everything from your out-of-pocket expenses to the flexibility in managing your care. Whet...

In my last article, we talked about the basic options for care. Here we talk about something no one wants to talk about when it comes to long term care...

As we age, our care needs often change, and understanding the various options available can be overwhelming. This article aims to simplify and explain the different types of care available for senior citizens, helping you or your loved one make informed decisions about your care.

Are you navigating the complex world of Long-Term Care (LTC) options? Look no further! In this insightful article, we compare four LTC choices – Traditional LTC, Hybrid LTC, Life Insurance with riders, and Annuity with riders. Each option has its unique advantages and challenges, and understanding t...