If your study group has ever spent a meeting debating whether to recommend traditional LTC insurance, a hybrid life policy, or just tell the client to self-fund - this course was built for that exact conversation.
Peachie’s new course for financial planners: Long-Term Care Planning: Products, Funding & Integration into the Financial Plan. It’s a fast-moving, practice-ready session built around LTC and Financial Plan: Is LTC planning just a niche insurance topic or is it a cash-flow risk that belongs in every retirement plan, and most advisors haven’t kept pace with how fast the marketplace has changed underneath them?
The LTC Evolution
The standalone LTC insurance market has quietly contracted from dozens of active carriers to very few reputable ones. In its place, hybrid and asset-based products have become the center of the market and with roughly seven in ten people turning 65 expected to need some form of long-term care, the gap between what’s available and what advisors actually know how to recommend has never been wider.
What Peachie Covers
- The current product marketplace ranging from traditional standalone LTC insurance, hybrid life insurance with LTC benefits, hybrid annuities, chronic-illness vs. true LTC riders, short-term care insurance, and CCRCs.
- Funding strategies that hold up in practice repositioning idle assets, 1035 exchanges, tax-advantaged premium strategies, and the underwriting timing window that makes or breaks a client’s options
- How to actually integrate it into a plan - a repeatable four-step framework for quantifying exposure, identifying the funding gap, matching the right product to the right client, and stress-testing the rest of the plan against a real care event
No fluff, no product pitches - just a clear, current picture of the marketplace and a framework advisors can put to work the next day.
Bring Peachie to Your Group
This course is built to be delivered live or virtually in a workshop format. If your study group, CE group, or conference is planning a future meeting, Peachie is available to present this session in person or virtually - tailored to your group’s size, experience level, and time slot.
Ready to learn? contact@peachinsurance.net to check availability and get Peachie on your agenda.
