On average about two-thirds of today's 65-year-olds may need long-term care support, and 20 percent will need it for longer than 5 years. Yet too often they stop short of preparing for future needs because they're confused by the myths surrounding LTC products and services.

Here is a short video about Long Term Care from Mutual of Omaha, one of the many carriers we represent.

Curious about the cost of long term care services? How about the actual cost in your state? Here, I'm sharing a personal experience with you as well as something that may help when planning for what may be the inevitable for some.